Version 1.1Credit to Mr Loo of 1M65
Turn your CPF Ordinary Account into a steady monthly income — the same amount every month, for as many years as you choose.
An annuity turns a lump sum into a regular pay cheque. Your OA keeps earning 2.5% interest while you draw from it, so the money lasts exactly the years you picked and reaches $0 right on schedule.
Think of it as paying yourself a salary in retirement.
Want income for life? That's what CPF LIFE (from your Retirement Account) is for. This planner is about your OA.
Interest keeps working on what's left, so your money lasts exactly the years you chose.
Tap any bar to switch. Fewer years means a bigger monthly amount. More years means smaller amounts that last longer.
| Year | Age | Start balance | Interest | Drawn | End balance |
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