Version 1.1Credit to Mr Loo of 1M65
Five linked tools. Build your own inflation rate, travel forward in time, and find out what your retirement will really cost.
Every combination
Hover or drag across the chart to read every rate in a given year.
Personal basket
My Personal Inflation Rate
Weight = your share of spending (%). Rate = assumed yearly price rise for that category (%). "Adds" = how many percentage points it contributes to your rate.
Slider and first box set the weight; second box sets the rate.
Largest contribution first, in percentage points.
Your monthly spend over 40 years at your rate versus the headline rate.
Everyday prices
Illustrative Singapore prices for teaching purposes, not quotes.
| Icon | Item | Price today ($) | Category |
|---|
Cash vs CPF vs equities
Dashed line = your starting amount. Below it, you have lost buying power.
* Equity return is a long-run historical average, not a guarantee. Real-world returns swing sharply from year to year, including large falls. CPF rates shown are illustrative; check CPF Board for current rates.
What you need at 65
The shaded gap is what your own investments must cover each month.
Green = within your target. Red = above it. Outlined = your current settings.